The Best Benefits

Be Rewarded with Travel

The 2% redemption rate on travel means all purchases double rewards: 50,000 points isn’t a $500 ticket, it’s a $1,000 ticket. Any Airline. No blackout dates. No seat restrictions.

Versus the Competition*
2%
Luxury Card
1.5%
Chase®
1%
Citi®
1%
Amex®

  • Mastercard® Black Card™

  • Chase Sapphire® Reserve

  • Citi Prestige® Card

  • Amex® Platinum Card®

* Information as of January 2020. The earn rates at which points can be accumulated vary among these credit card products and can impact the relative dollar value of the redemption.

Be Rewarded with Cash

Deposit cash rewards directly to a US bank account or apply them back to your statement. With Mastercard Black Card, 50,000 points is $750. There is no minimum threshold for cashing in points.

Versus the Competition*
1.5%
Luxury Card
1%
Chase®
1%
Citi®
.6%
Amex®

  • Mastercard® Black Card™

  • Chase Sapphire® Reserve

  • Citi Prestige® Card

  • Amex® Platinum Card®

* Information as of January 2020. The earn rates at which points can be accumulated vary among these credit card products and can impact the relative dollar value of the redemption.

Annual Airline Credit

Spend on air travel (tickets, baggage fees, upgrades, in-flight services) and up to $200 will be automatically reimbursed on your account.

Redeem Points

With Luxury Card, it’s always simple—$1 spent is 1 point earned. Redeem points at varied rates for airfare, cash, gift cards, merchandise, even exclusive experiences.

See for Yourself: Calculate Benefits Using the Slider

$0
Monthly Spending
$10,000
Annual Airfare
Redemption
or
 
 
Annual Cash Back
Redemption

New Vertical Design

Heavyweight Champ

Get Noticed
Mastercard Black Card is a status symbol. 51 patents went into fine-tuning its new vertical concept and design.

Dual-Layer Construction
PVD-coated stainless steel front with laser-etched graphics. Carbon back for durability.

Card Weight

Versus the Competition*
22g
Luxury Card
18g
Amex®
13g
Citi®
12g
Chase®

  • Mastercard® Black Card™

  • Chase Sapphire® Reserve

  • Citi Prestige® Card

  • Amex® Platinum Card®

* Information as of January 2020. The earn rates at which points can be accumulated vary among these credit card products and can impact the relative dollar value of the redemption.

Luxury Card Concierge

This dedicated team works for you, answering requests by voice and text 24/7. Concierges get the reservation as easily as they provide time-saving lifestyle management services. They select and send the perfect gift, and will even go and sign for the delivery when you can’t be there.

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Luxury Card App

For Cardmembers only. Innovative and intuitive. Access your account, cash in on perks, chat with Luxury Card Concierge 24/7, manage your day-to-day. Be the first to know. Be inspired to Experience More®.

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VIP Lounge Access

Welcome to 1,300+ airport lounges worldwide, complimentary access, guests included. It doesn’t matter your airline or ticket class, all Mastercard Black Card members have Priority Pass™ Select approval.

Bypass Security Lines

Enroll in Global Entry and TSA Precheck for faster airport security screening and peace of mind. The $100 cost will be automatically credited to your account.

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Luxury Travel Perks

Access competitive pricing and valuable benefits when booking through Luxury Card Travel. Cardmembers receive an average value of $500 in food and beverage credits, room upgrades, spa treatments and welcome amenities per trip.

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There's More. Travel with Peace of Mind

Branded Bonuses

Luxury Magazine®

Exclusive to Cardmembers. Travel, Cars, Yachts, Jets, Tech, Watches, Fashion, Real Estate. Collectible coffee-table format. Bold covers feature fine artwork.

Current issue →